Explore Every Financial Future. Choose with Confidence
- Visualise branching futures for your finances — from career shifts to early retirement
- Adapt plans when markets, laws, or life events change
- Stress-test against downturns, unexpected costs, and curveballs
- Keep partners aligned with clear, visual plans
Most financial plans break the moment life changes.
“You make a plan, then markets swing or expenses spike — and suddenly it’s out of date.”
“Spreadsheets and calculators don’t tell you if you and your partner are truly on the same page.”
“Life curveballs — health costs, job changes, market dips — are never part of the plan until it’s too late.”
“Spreadsheets don’t capture real life’s twists and turns.”
“You’re left guessing if you’re on track for financial freedom — whether that’s in 10 years or at 65.”
People think financial planning is a one-time task. In reality, it’s an ongoing process that must adapt as fast as life does.
Imagine knowing your plan works — in any future.
FutureTree turns static plans into dynamic, branching futures — so you’re ready for anything.
Clarity on your path
Know exactly where you stand, whatever happens.
Flexibility built-in
Adjust instantly to new opportunities or challenges.
Alignment for couples
No more disagreements about what’s ‘enough’ — you both see the same future.
Peace of mind
Stress-tested against market crashes, healthcare costs, and major life events.
Here’s how FutureTree makes it possible
Three simple steps to see your futures — and choose wisely.
Add your life inputs
Income, expenses, savings, debts, and goals. Import or start from a template.
Branch your what-ifs
Fork timelines for key decisions — move cities, buy a home, change jobs, take parental leave.
Compare & choose
See outcomes side-by-side with charts and narrative summaries. Pick your path and export tasks.
“I built FutureTree because most tools treat the future as fixed. But your life changes — and your plan should too.”
Powerful Features for Smart Decisions
Our comprehensive suite of tools helps you navigate complex financial landscapes with confidence and precision.
Loved by clarity-seekers
From first-time planners to FIRE veterans.
“FutureTree turned my anxiety into a plan.”
Ava L.“I finally see the real trade-offs.”
Marcus D.“The branching view is a game changer.”
Priya S.“We hit our FI number early because we could actually see how choices branched our future.”
Ariana • pursuing F.I.R.E.“Spreadsheets broke every time life changed. FutureTree adapts in seconds.”
Sam • new parent & founder“I stress-tested a downturn and still felt calm making a big career move.”
Lee • career switcher“We stopped arguing about 'what if' because we could actually see it together. Huge relief.”
Maya & Lewis, 52/54“Markets dipped, and FutureTree just… adapted our plan. No panic spreadsheets at 11 pm.”
Anika, 45“My husband finally understood why delaying Social Security changes everything. The visuals clicked.”
Elena, 58“It's the first tool that planned for healthcare curveballs without scaring us into inaction.”
Renee & Paul, 60/62Simple, transparent pricing
Start free. Upgrade when you’re ready.
- Up to 3 scenarios
- 1 project
- Email support
- Unlimited scenarios
- Multiple projects
- Priority support
- Export tasks & reports
- Up to 5 seats
- Shared libraries
- Audit & permissions
- SAML/SSO
Prices in USD. Taxes may apply.
Frequently asked questions
Ready to choose your best path?
Start making smarter financial decisions, create your first branching plan in minutes, and move forward with confidence.