Explore every financial future. Choose with confidence.
Illustrative projection — not financial advice.
Map the decisions ahead of you: a career change, a home, a year off. See where each path leads before you commit. Branching forecasts, instant recalculation, one clear picture.
- Branching futures, from career shifts to early retirement
- Adapt instantly as markets or life events change
- Stress-test downturns and unexpected costs
- Keep partners aligned with clear, visual plans
Most financial plans break the moment life changes.
Planning isn’t a one-time task. It has to keep up with real life, and the usual tools don’t:
They go stale fast
Markets swing or expenses spike, and the plan you made last month is already out of date.
They hide the trade-offs
Spreadsheets give you one number, not a clear view of how each choice changes your future.
They ignore the curveballs
Job changes, health costs, and downturns rarely make it into the plan until it’s too late.
Imagine knowing your plan works — in any future.
FutureTree turns static plans into branching futures that flex when your life does.
Clarity on your path
Know exactly where you stand on every path you’re weighing up.
Flexibility built-in
Adjust instantly to new opportunities or challenges.
Alignment for couples
No more disagreements about what’s ‘enough’. You both see the same future.
Peace of mind
Stress-tested against market crashes, healthcare costs, and major life events.
Here’s how FutureTree makes it possible
Three simple steps to see your futures and choose between them.
Add your life inputs
Income, expenses, savings, debts, and goals. Import a CSV or start from a template.
Branch your what-ifs
Fork timelines for key decisions: move cities, buy a home, change jobs, take parental leave.
Compare & choose
See outcomes side-by-side with charts that update as you edit. Pick your path.
Net worth projection
The studio: branch scenarios on the left, compare where they lead on the right.
Tools for thinking in futures
Every tool answers the same question: what happens if?
Built in the open
No invented reviews or inflated numbers, just a clear picture of where FutureTree stands today.
“Most tools treat the future as fixed. Your life branches — your plan should too.”
The FutureTree team
FutureTree is new, and we'd rather show you exactly where it stands than dress it up. The core product works today, it improves every week, and early users have a direct line to shape what we build next.
Read why we're building FutureTreeWorks today
- Branching scenarios with side-by-side comparison
- Instant recalculation when any assumption changes
- Net worth, cash flow, and goal charts per branch
- Stress tests for downturns and big expenses
- Import from CSV or spreadsheets
- Share a plan with your partner
Not yet
- Bank connections — import via CSV for now
- Mobile apps — FutureTree is desktop-first today
Your data stays yours
You decide what to model, who can see it, and when to walk away.
Encrypted throughout
Your information is encrypted in transit and at rest, every step of the way.
Never sold
We don’t sell or rent your data. Export it or delete everything whenever you choose.
You control sharing
Invite your partner when it helps, and remove their access whenever you like.
Private by default
Every plan is visible only to you unless you decide to share it.
Simple, honest pricing
One plan for now: free.
$0during early access
Every feature is included while FutureTree is in beta. When paid plans arrive, early users keep a generous free tier, with plenty of notice before anything changes. No surprise paywalls.
No credit card required.
Frequently asked questions
See where your choices lead.
Create your first branching plan in minutes. Free while FutureTree is in early access.